How To Drop Your Debt Shame And Take Your Financial Power Back

It’s no secret that people have crippling fears around debt. In fact, in the last post we talked about some of the most irrational fears that go along with debt. Just as overpowering as debt fear is debt shame.

The most unfortunate thing is that this fear and judgment can translate into other emotions. Emotions that can keep you stuck a lot longer than even the debt itself lasts.

More specifically, emotions like shame and judgment. And trust me, when you’re feeling these emotions about actions you took in the past, they will keep you stuck there.

Here’s a Universal truth…

All things are energy. That includes decisions and agreements made concerning money. Things like debt, budgeting, all of it. 

For example, a budget isn’t just a bunch of numbers on a page. It’s a conversation with yourself about your goals, wishes, and dreams. 

As we all know, sometimes financing your future life can lead to investments, which can also lead to debt. From there, if things don’t go as planned, it can lead to an onslaught of heavy and disempowering emotions. 

When you’re in a difficult financial situation, when things like debt have become too much to bear, it’s easy to fall into shame. (Especially when an investment that leads to debt doesn’t seem to have any return on investment to speak of…)

Let’s talk specifically about these emotions around debt.

When you’re dealing with debt, there are two sides to releasing it. There’s paying off the debt itself, and then there’s releasing the attachment.

The attachment, in this case, is the emotional weight of the debt that you carry.

Many of my clients have held onto debt even after they’ve technically paid it off. They’ve still managed to cling to the emotional weight of the debt even though the balance sheet might say “zero.” They carry the shame of getting into debt in the first place, and the fear of it happening again. 

You can imagine how powerful those feelings can be when the debts haven’t been paid, then! 

Either way, whether you’ve resolved your debt or not, the emotions can be cumbersome, powerful, and challenging to resolve. 

But here’s another thing you need to know…

Continually apologizing for who you used to be will never allow you to move forward. If you keep saying you’re sorry for what you did in the past, your life won’t move forward freely. 

No matter where you are with debt, whether it’s paid off or you’re struggling to stay ahead of it, it’s time to allow a little healing to happen. It’s time to create feelings of peace, forgiveness, and compassion for yourself. 

Because it’s only when you release the past that you can move toward the future.

So let’s get into a personal healing practice that will help set you free from the past, and help you move freely into the person (and business owner) you were meant to be. 

My Favorite Debt Healing Practice:

My favorite healing practice is known as Hoʻoponopono (ho-o-pono-pono). It’s a Hawaiian healing mantra that is as simple as it is powerful.

I discovered this practice during my time in Hawaii. Upon learning about it, I asked my local Hawaiian friends if this was OK for me as an outsider to practice. They all said that if anything, I am honoring their traditions in embracing this practice, and I was welcome to use it.

So use it, I did. And I found it to be profoundly helpful in ALL areas of my life. 

Here’s how it works…

I place one hand on my belly, one hand on my heart, I find the space that needs healing and repeat the Hoʻoponopono until I feel at peace with that space.

Then, repeat the same four phrases over and over again:

I Love You. I’m Sorry. Please Forgive Me. Thank You.

You can use this in all places of your life to help release any darkness you may hold, and that includes any emotional weight around money. 

That’s all there is to it. But if you choose to use this practice, I’m sure you’ll find that simple is indeed powerful.

Four simple phrases could change your life…

I Love You. I’m Sorry. Please Forgive Me. Thank You.

Give this a try, and share in the comments below what it was like for you! 

Here’s to letting go of the emotional weight around debt, and moving forward into the business and life of your dreams!

Until Next Time,

Love, Light, and MONEY, Honey…

Kaylee